元素 Financial is a credit union. That means we’re like a bank, only better. We offer 检查, savings, 信用卡, loans, 和 investments. Profits are returned to members in the form of fewer fees, higher savings rates, 和 lower loan rates.
As a not-for-profit, member-owned credit union, 元素 Financial provides some pretty amazing things for our members. While offering similar products, 服务, 和 technologies to a conventional bank, our unique business model allows us to return profits to our member-owners.
Total dividends paid to members last year $35,812,1001
We’ve been part of the Central 印第安纳州 community since 1930. Now, we serve members in all 50 states 和 50 countries. 元素 Financial gives you access to 5,000+ shared branches nationwide (300+ in 印第安纳州)2 和 78,000+ surcharge-free ATMs globally (1,700+ in 印第安纳州)2 — more than the country’s leading bank.
5,000+ shared branches nationwide
78,000+ surcharge-free ATMs globally
Our digital 服务 enable you to bank around the clock, 和 our support is warm 和 personalized. We feel that we’ve gotten the formula right at 元素: modern technology customized by 24/7 live agents.
We are focused on your financial wellness. That’s why we offer financial wellness resources, 建议文章 和 onsite workshops to support you. Topics concentrate on your decisions about home buying, student financial aid, 信用评级, 和 identity protection.
Our purpose is to empower members to achieve financial success.
Did you know that credit unions are not-for-profit 和 member-owned?
As a not-for-profit, we are in tune with the importance of giving back.
There’s a true sense of pride at 元素 和 our positive 和 supportive work environment has everything to do with it.
We’ve proudly been named a Best Place to Work in 印第安纳州 多次. Maybe you’d like to work here too?
超过 100,000 member-owners2
超过 $2.3 欧元 的资产2
我们在 前 3% of credit unions nationally3
总部位于 印第安纳波利斯 印第安纳州
We have more than 200 员工 working in office 和 remote2
元素 has served members since 1930 when we were founded by the management of 礼来公司 和 Company. Today we serve the 员工 of 200+ organizations2 在美国各地.S. We currently rank among the 前 3% of credit unions nationally with more than 100,000 members 和 more than $2.3 欧元 的资产. We have the resources, 员工, 和 expertise to support our members with unparalleled service 和 convenient technology.
Begin with an 元素 savings account — to make your
membership official. From there, consider adding 检查, loans, 和 信用卡.
That’s it — you’re an 元素 member!
If you've opened an 元素 loan, 检查, or savings account, you can easily check your balance, 转账, 支付账单, 和 make loan payments with 利记 our mobile app. — 了解更多
We are headquartered in 印第安纳波利斯 和 our member service team is available 24 hours a day, 7 days a week to help you work through financial decisions, 解决问题, 和 answer any questions you have. Our goal is to deliver 100% satisfaction by taking the time to underst和 your needs 和 unique circumstances.
